No. Partior operates on a global private permissioned ledger. This architecture ensures that only authorised financial institutions have access to the network, providing the necessary security, governance, and regulatory compliance required for wholesale settlement.

Yes. Partior is designed as a settlement layer built for efficient interoperability. Our infrastructure connects seamlessly with your existing core banking and transaction processing systems.

No. Partior operates exclusively as a specialised settlement infrastructure provider. All customer relationships, funds, and data handling remain exclusively with the participating financial institution.

Partior ensures strict adherence to industry standards through full compliance with the ISO 20022 messaging standard. This globally recognized protocol governs the messaging used by institutional financial traffic, ensuring that our infrastructure meets the necessary requirements for security, interoperability, and operational integrity within the global financial ecosystem.

Partior Payments is an institutional platform designed to provide instant, final settlement for payments. Instead of using the slow chain of correspondent banks, Partior runs on a shared, advanced ledger where funds are settled atomically (simultaneously) and recorded immediately. This gives you settlement finality in real-time.

Partior FX Settlement is an institutional platform dedicated to providing atomic finality for post-trade FX PvP settlements. Instead of relying on traditional, inflexible settlement cycles, Partior uses its advanced ledger to ensure the two currency legs of an FX trade are exchanged atomically (simultaneously) and recorded immediately. This eliminates Herstatt risk in real-time.

No. Traditional banking systems have limited operating hours. Partior Payments and FX Settlement is 24/7 Always-On. This continuous availability means your payments and settlement processing are uninterrupted, eliminating time zone delays and allowing you to manage liquidity around the clock.

Partior can operate independently of SWIFT. However, our platform is fully compatible with existing messaging standards, including the ISO 20022 messaging standard, ensuring efficient data exchange with the broader payments ecosystem.

Reconciliation Elimination: By utilising an instant and final settlement process recorded on a shared, immutable ledger, Partior completely eliminates the need for manual reconciliation, leading to significant savings in operational overhead.

Enhanced Error Reduction: Our pre-validation feature verifies beneficiary details and payment logic before funds are committed. This proactive checking dramatically reduces failed transaction rates and minimises the substantial costs associated with manual intervention, investigation, and payment returns.

The core of our platform is Atomic Payment versus Payment (PvP) settlement. This mechanism guarantees that both currency legs of an FX trade are exchanged irrevocably and simultaneously. This eliminates the possibility of one side failing to deliver, thereby removing counterparty risk and ensuring absolute settlement finality.

Yes. Currently, the Partior platform is exclusively available for financial institutions. If a corporate entity wishes to use the platform's capabilities, they are required to have an established relationship with one of the existing participating banks on the network to gain access.