Partior Payments

Real-Time Finality
for Global Payments

Unlock capital, eliminate settlement risk, and enhance operational efficiency through 24/7 Atomic Settlement for cross-border payments.

Projected volume of cross-border payments1:

US$320 trillion by 2032

Estimated cost of facilitating cross-border payments2:

US$120 billion annually

Global Clearing and Settlement, Optimised.

The industry is demanding certainty, speed, and continuous operation in a US$320 trillion global payments market. Partior delivers this strategic necessity by introducing a unified, intelligent ledger that seamlessly interoperates with your existing infrastructure.

We eliminate operational friction—the delays, the reconciliation debt, and the trapped capital that contribute to an estimated US$120 billion spent annually on transaction charges. Partior ensures every payment achieves instantaneous finality, making your payments business faster, less risky, and more profitable.

1. https://www.jpmorgan.com/insights/payments/fx-cross-border/2025-trends-for-financial-institutions
2. https://www.jpmorgan.com/kinexys/documents/mCBDCs-Unlocking-120-billion-value-in-cross-border-payments.pdf

The Partior Network Advantage

24/7 Real-Time Clearing & Settlement

Always-on multi-currency payment processing makes cross-border payment flows instant, removing cut-off constraints across time zones.

Concurrent Pre-Validation

Guarantees certainty of payment. Upfront beneficiary and compliance checks significantly reduce rejects/RFIs and ensure error-free payments, preserving settlement integrity.

Instant Liquidity & Visibility

Real-time settlement finality provides banks instant access to liquidity and real-time balance transparency, effectively eliminating post-settlement breaks and the need for reconciliation.

Multilateral Platform Rulebook

A shared governance and platform rulebook define the operating framework, eliminating the need for bilateral arrangements (RMA), simplifying onboarding, and reducing operational friction.

Atomic
Settlement

The simultaneous exchange of assets ensures that both legs of the transaction settle together or not at all, providing an irrevocable guarantee and removing settlement risk entirely.

Guaranteed Full Value Transfer

The entire transaction amount is guaranteed to be credited to the beneficiary bank, as governed by the established network rulebook.

The Bridge to Programmable Central Bank Money

Partior's infrastructure is purpose-built to interoperate with Central Bank Digital Currencies (CBDCs), putting your institution at the frontier of financial technology.

Ready to Accelerate Your Payments Strategy?

The future of global payments is continuous, certain, and immediate. Partner with Partior to enhance your transaction banking offerings and gain a clear competitive edge.

Let's talk

Frequently Asked Questions

1. What exactly is Partior Payments, and how does it work?

Partior Payments is an institutional platform designed to provide instant, final settlement for payments. Instead of using the slow chain of correspondent banks, Partior runs on a shared, advanced ledger where funds are settled atomically (simultaneously) and recorded immediately. This gives you settlement finality in real-time.

2. Is Partior operating on a public blockchain?

No. Partior operates on a global private permissioned ledger. This architecture ensures that only authorised financial institutions have access to the network, providing the necessary security, governance, and regulatory compliance required for wholesale settlement.

3. Can Partior integrate into my current core banking systems?

Yes. Partior is designed as a settlement layer built for efficient interoperability. Our infrastructure connects seamlessly with your existing core banking and transaction processing systems.

4. Do I need to worry about money getting stuck across time zones?

No. Traditional banking systems have limited operating hours. Partior Payments is 24/7 Always-On. This continuous availability means your payments and settlement processing are uninterrupted, eliminating time zone delays and allowing you to manage liquidity around the clock.

5. How does Partior drive down operational costs?

Reconciliation Elimination: By utilising an instant and final settlement process recorded on a shared, immutable ledger, Partior completely eliminates the need for manual reconciliation, leading to significant savings in operational overhead.

Enhanced Error Reduction: Our pre-validation feature verifies beneficiary details and payment logic before funds are committed. This proactive checking dramatically reduces failed transaction rates and minimises the substantial costs associated with manual intervention, investigation, and payment returns.

GENERAL INQUIRIES
contact@partior.com
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